NPS Pension Calculator.
Calculate retirement pension payouts and final wealth corpus in the National Pension System (NPS). (Debug Type: nps)
Innocent Investor NPS Pension Report
Generated on 21/6/2026
🇮🇳 NPS Configuration
Monthly Contribution₹10,000
Expected Return Rate (p.a.)10%
Asset Reinvested in Annuity (Min 40%)40%
Expected Annuity Pension Yield (p.a.)6%
Estimated Monthly Pension₹76,566 /moStarts at retirement (age 60), continuing for lifetime.
Total Corpus₹3,82,82,767
Tax-Free Lump Sum Withdrawal (60%)₹2,29,69,660
Reinvested Annuity Pension (40%)₹1,53,13,107
NPS Compounding Milestones
| Horizon (Yrs) | Total Invested | Maturity Corpus | Monthly Pension |
|---|---|---|---|
| 5 Years | ₹6,00,000 | ₹7,80,824 | ₹1,562/mo |
| 15 Years | ₹18,00,000 | ₹41,79,243 | ₹8,358/mo |
| 25 Years | ₹30,00,000 | ₹1,33,78,903 | ₹26,758/mo |
| 35 Years | ₹42,00,000 | ₹3,82,82,767 | ₹76,566/mo |
National Pension System (NPS) Rules
NPS is a voluntary retirement scheme regulated by PFRDA. At age 60, you can withdraw up to 60% of the accumulated corpus completely tax-free. The remaining 40% must be used to purchase an annuity plan to generate a monthly pension.