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1. No Professional Advice
Innocent Investor (`www.innocentinvestor.in`) is owned and operated as a free educational portal. The material, tools, and calculations presented on this website are for general informational purposes only. They do not constitute legal, tax, accounting, or SEBI-certified investment advisory services.
2. Non-SEBI Registration Statement
We are **not registered with the Securities and Exchange Board of India (SEBI)** as an investment advisor, research analyst, or broker. We do not provide buy/sell recommendations, stock tips, or model portfolio advisory lists. All research and stock valuations are illustrative demonstrations.
3. Historical Data Disclaimer
All historical returns matrices, inflation statistics, CAGR rates, and bond yield parameters displayed on this site represent past market statistics. **Past performance is not a guarantee or indicator of future returns.**
4. Math & Pricing Discrepancies
We execute calculations using industry-standard formulas, but calculations can contain rounding errors or lag behind fast-changing tax laws (such as Indian Budget finance updates). The owner of this site holds no liability for monetary losses arising from calculations decisions. Always verify numbers with a certified Chartered Accountant or SEBI advisor.