PPF Savings Calculator.

Check compounding returns for Public Provident Fund (PPF) savings. Plan yearly deposits under tax-free brackets. (Debug Type: ppf)

Innocent Investor PPF Report

Generated on 21/6/2026

🛡️ PPF Compounding Details

Yearly Contribution (Max ₹1.5L)₹1,50,000

Government PPF Interest Rate (p.a.)7.1%

PPF Lock-in Period (5-Yr Blocks)15 Years

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Tax-Free Returns: Public Provident Fund falls under the **EEE (Exempt-Exempt-Exempt)** tax category. Your investment deposits, compounding interest growth, and final maturity corpus of ₹40,68,209 are 100% tax-free under Sec 80C.

Maturity Value₹40,68,209

Total Deposits (55%)₹22,50,000

Interest Earned (45%)₹18,18,209

Compounding Timeline

Horizon	Invested	Interest Gain	Total Value
Year 1	₹1,50,000	₹10,650	₹1,60,650
Year 5	₹7,50,000	₹1,75,701	₹9,25,701
Year 10	₹15,00,000	₹7,30,124	₹22,30,124
Year 15	₹22,50,000	₹18,18,209	₹40,68,209

Public Provident Fund (PPF) Benefits

PPF is a government-backed, 100% risk-free savings avenue in India. It falls under the Exempt-Exempt-Exempt (EEE) category, meaning investments up to ₹1.5L are deductible under 80C, interest earned is tax-exempt, and maturity payouts are completely tax-free.