SWP Payouts Calculator.
Calculate systematic monthly withdrawals from a lump sum fund. Check how interest offsets capital depletion. (Debug Type: swp)
Innocent Investor SWP Report
Generated on 21/6/2026
💸 SWP Setup
Initial Principal Capital₹10,00,000
Monthly Systematic Withdrawal₹10,000
Expected Return Rate (p.a.)10%
Withdrawal Tenure15 Years
💡
Interest Shield: Your initial deposit of ₹10,00,000 earns ₹10,74,677 in interest, supporting your payouts. After withdrawing ₹18,00,000, your balance is ₹2,74,677.
Withdrawals₹18,00,000
Total Payouts Withdrawn (87%)₹18,00,000
Remaining Balance Left (13%)₹2,74,677
SWP Milestone Projections
How Systematic Withdrawal Plans Work
A Systematic Withdrawal Plan (SWP) is the opposite of an SIP. Instead of depositing regularly, you withdraw a fixed monthly sum from a mutual fund corpus. It is highly tax-efficient compared to dividend options, making it ideal for retirees seeking monthly pension income.